CMVR Notaires fera des rencontres faites avec vous, votre ex-conjoint(e) et le médiateur où vous négocier les modalités de votre séparation dans un cadre structuré. Le médiateur s’assure que les parties aient une communication efficace et constructive. PARLONS TESTAMENT Writing a will: how does it work? Writing a will should not be taken lightly. When your last wishes are followed up, you won't be there to change them! Your will must be adapted to your family, financial and professional situation. These situations vary over time, and this is why it is necessary to check your will from time to time to ensure that it still adequately meets your wishes and the needs of your family members. Your will must also take into account the tax impact of legacies. It is better to leave more to your heirs and less to the tax authorities! Your notary specializes in inheritance law. He will review your family and financial situation with you and advise you on planning your estate. Why make a notarized will? One of the advantages of a notarized will? We keep the original in our vault protected from bad weather (fire, theft etc.) So even if you lose your will or even if someone destroys it, the original is always kept in a safe place. You can contact us to request another copy. contact us There are several reasons to make a will with a notary. Here are a few: Simplify the life of your loved ones after your death. Transmit your wealth by maximizing it. Provide for the remittance of legacies even after your death Provide for the remittance of legacies for minor children Make it so that your ex-spouse cannot touch, or even manage, the sums you bequeath to your children? And more

CMVR est une équipe de notaires, avocat et médiateurs à Beloeil, Brossard & St-Hubert. Notaire en achat & vente de maison et mandat inaptitude. Comment régler une succession : notaire mandat d'inaptitude à Brossard & notaire succession à Beloeil. CMVR notaires fait de la médiation familiale. PARLONS MÉDIATION FAMILIALE How does the separation of my couple work? Êtes-vous admissible à des séances de médiation familiale gratuites? Des séances de médiation familiale sont offertes gratuitement dans le cadre d'une séparation pour un certain nombre d'heures. Le nombre d'heures varie selon la situation dans laquelle vous vous trouvez. Remplissez notre court questionnaire afin de savoir si vous êtes admissible. Cliquez ici In addition, you and your ex-spouse can no longer communicate when you discuss problematic subjects. Consider the family mediation process! These are meetings with you, your ex-spouse and the mediator where you negotiate the terms of your separation within a structured framework. The mediator ensures that the parties have effective and constructive communication and that everyone can put forward their point of view. The objective is to identify the source of the problems and find appropriate solutions. You are in the process of separating and you have questions to which you would like to know the answers in order to make the right decision : How does family mediation work? Les parents ont la possibilité d'assister à une séance d'information sur la parentalité après la rupture. Cette séance de groupe est offerte gratuitement par le Ministère de la justice: Séance d’information de groupe sur la parentalité après la rupture - Ministère de la Justice (gouv.qc.ca) In order to encourage parents to use the services of a family mediator, the government pays the fees of family mediators in the following situations : A couple with minor or adult dependent children is entitled to : 5 hours of mediation , as part of a separation process. 2.5 hours of mediation , in the case of a request for review of a judgment or an agreement, or if you have already benefited, with your ex-spouse, from family mediation services or if you have already obtained a judgment in separation from bed and board. How does family mediation work? Nous offrons des rendez-vous dans un délai rapid e, e n présentiel ou en visioconférence. Cela nous permet de vous offrir un service impeccable, et ce, peu importe où vous vous trouvez! According to the Family Mediation Regulations: If overtime is required to finalize the mediation process, the mediator's rates shall be $110.00 per hour as provided in the Family Mediation Regulation. We also offer family mediation to couples who are not eligible for the government subsidy according to our hourly rate. You can contact us for any information. contact us Pour plus d'informations sur la médiation familiale, nous vous invitons à consulter le site du Ministère de la Justice du Québec : La médiation familiale, pour négocier une entente équitable - Ministère de la Justice (gouv.qc.ca)

PARLONS DROITS DE VOTRE ENTREPRISE company book The notary is the reference person at the time of your incorporation. Managing a company's minute book is a field of practice exclusive to notaries and lawyers. Since all incorporated companies are required to have such a book, the notary happens to be the reference person at the time of your incorporation. This book is the compendium of the company, it contains all the documents necessary for it, i.e. the certificate of incorporation, the resolutions, the minutes of the meetings, the registers of directors, securities, share certificates, etc In addition to helping you compile this book, the notary offers book updating services. As this is an obligation, it is important to ensure that the company's book is updated annually, otherwise this can lead to major consequences. In particular, a well-executed annual update facilitates tax audits, the granting of financing, etc. Our team can therefore help and direct you to create and support the annual update of your company's book. This book can be kept in our study and therefore, in unparalleled security. Agreement between shareholders It is time when everything is going well in society to plan everything before conflicts can take place. When owning a company, it is important to plan everything so that nothing is left to chance. A shareholder agreement involves several important legal aspects which the partners must clearly understand and that is why a notary is the important adviser in this service. Through his studies, the notary will explain to you the rights and obligations generated by such an agreement and therefore you will be able to make an informed choice. More specifically, a shareholder agreement is a contract aimed at determining in advance the terms and conditions applicable in several situations such as the sale of shares by a shareholder, the death of the latter, future disputes between shareholders, etc. In this agreement, it is possible to withdraw certain powers from the administrators and give them to the shareholders who will exercise them themselves or without doing so, to impose specific requirements about major decisions. Did you know that: The unanimous agreement does not replace the will of each shareholder. The shareholders therefor cannot foresee what each one should indicate in his or her individual will and a unanimous agreement could prevent becoming a co-shareholder with the children of a deceased co-shareholder. Company incorporation During the incorporation of the company, our team of lawyers will be present for you in order to choose the right legal structure according to your interests. In Quebec, several legal forms are available for business people wishing to start their business, sole proprietorships, partnerships and corporations. Since each of these legal forms has advantages and disadvantages, it is important to consult a notary to find out more about them. Together with other professionals such as tax experts, the notary will develop an action plan with you to enable you to create the company that will meet your objectives. Business Incorporation: 5 Factors to consider To identify the type of business best suited to your needs, you must consider certain factors, among others: the presence or absence of business partners; costs relating to the establishment and management of the business; how the profits and losses of the business will be allocated; tax consequences; the geographic scope of your activities (activities limited to Quebec, Canada or around the world). Corporate reorganization Corporate restructuring is a set of operations by which the legal structure of a company is transformed. Corporate reorganization may be desirable to take advantage of certain tax advantages, both for you and for your company. The corporate reorganization can be done in particular by exchanging shares that you hold for non-participating shares of your company and new shares could be held by a management company of which you would also be a shareholder and/or partly with your children. . This type of transaction could allow you to benefit from a capital gains exemption. In other situations, the corporate reorganization could allow you to recover certain tax losses of one company by another. The reorganization will depend on your personal circumstances, the assets of your company and other factors. This work is done in conjunction with our team of tax specialists and accountants in order to achieve unparalleled results. Purchases & sales of shares The notary can intervene in the protection of the new shareholder in his purchase and also advise the seller for the sale of his shares. The role of the notary is important during the sale and purchase of shares since the seller sells to the buyer not only the assets of the company, but also its liabilities. Verifications will have to be carried out by the notary and he can then draft the contract for the sale of shares by including all the relevant clauses, including the declarations and guarantees of the seller. The notary can also provide other protections such as terms of payment and guarantees for the seller in the event of non-payment selling price, non-competition clauses, etc. The notary will complete this transaction by preparing all the required corporate documents to a sale of stock such as resolutions, resignations, stock certificates, etc.

CMVR Notaires analyse votre dossier d’achat ou vente selon les divers documents fournis. Le notaire procédera à un examen des titres, soit une vérification diligente des titres de propriété afin d’acheter un titre clair. PARLONS SERVITUDE Land easement How does land easement work? The notary is the designated adviser for the drafting of a deed of easement. In general, an easement is attached to a property and not to the owners of it. It is created in favor of property or other property, a person or a public service. Since it is attached to the property, it follows the building even in the event of a sale. The nature of the easement can be multiple, it can be of passage, of view, of drawing water etc, and it can even guarantee obligations. Whatever its nature, it is important to properly identify it and understand its impacts. In order to fully understand the duties and obligations of this easement, it is important to consult a notary who will provide you with all the relevant information in order to make an enlightened choice about it. There are also so-called personal easements which are generally temporary and disappear when the property is sold. They are granted in order to favor a particular person and not a property. Some common examples of easement of land: A right of way in favor of Hydro-Québec on your land to allow them access to your property. A view easement regulating a view that would be illegal due to the distance of a window from it on a neighbor's property. A tolerance easement allowing the author of the encroachment to maintain in good condition what has been built on the property of his neighbour. Contact us to discuss

CMVR Notaires analyse votre dossier d’achat ou vente selon les divers documents fournis. Le notaire procédera à un examen des titres, soit une vérification diligente des titres de propriété afin d’acheter un titre clair. PARLONS REFINANCEMENT HYPOTHÉCAIRE How does a mortgage refinance work? Whether it is to increase the current loan, to obtain a line of credit or to obtain a better interest rate, the notary will accompany you in the signature of your refinancing. Refinancing consists of signing a new mortgage according to the desired terms and repaying the old one according to the balance that we will have obtained. The new mortgage will be published in the land register and the old one will be cancelled. Why use mortgage refinancing: In a refinance, the debtor will get the equity in their property, which is the difference between the value of the property minus the current mortgage balance. Here are several reasons to refinance your property:  Renovations  Travel  Studies of your children  Line of credit  Retirement Contact us to discuss

CMVR Notaires analyse votre dossier d’achat ou vente selon les divers documents fournis. Le notaire procédera à un examen des titres, soit une vérification diligente des titres de propriété afin d’acheter un titre clair. PARLONS HYPOTHÈQUE How does a mortgage work? ? A mortgage is a right, related to a property, which is given by a person as security when refinancing or buying a property. The main obligation generated by this mortgage is the obligation to pay by the debtor all sums due to the creditor. If the debtor defaults on this obligation, the creditor may use the hypothecary remedies granted to him by law. For this mortgage to be valid, the parties must sign before a notary. Only the notary has the authority to sign such a document under the Civil Code of Quebec under penalty of nullity. The notary will then publish the mortgage on the land register in order to make it public. We are therefore present at this stage to draw up all the relevant documents and advise you on the rights and obligations arising from the mortgage. What you need to know about the mortgage: Many homeowners don't know it, but their entire property is mortgaged. With the subsidiary mortgage, more and more financial institutions take out a guarantee on 100% of the value of the property, sometimes even any further. What are the advantages and disadvantages? Inform yourself.

CMVR est une équipe de notaires, avocat et médiateurs, de Beloeil et Brossard. Notaires excellents en achat & vente de maison et hypothèque. Comment faire pour régler une succession : notaire pour mandat d'inaptitude à Brossard & notaire pour succession à Beloeil. VOS DROITS IMMOBILIERS Whether in the field of real estate, family, non-contentious procedures, estate settlements, wills and mandates of incapacity or to help you start or update your business, our team of professionals will become valuable advisers and will be present at all the important stages of your life. Purchase & sale of property During the acquisition or sale of property, the notary performs several steps to protect all parties to the deed. Learn more Refinancing Renegotiating your mortgage loan involves the signing of several legal documents and your notary will be there to advise you on this subject. Learn more Mortgage Whether you are buying your very first house, renovating your current property, signing a mortgage will allow you to realize your projects. Learn more Servitude An easement consists of a charge imposed on a property in favor of another property or a person and involves several important legal consequences to be aware of. Loan Discharge The notary can proceed with the publication in the land register of the loan discharge which will prove to everyone that you have paid your debt and that the mortgage you had is extinguished. Learn more Learn more

CMVR Notaires analyse votre dossier d’achat ou vente selon les divers documents fournis. Le notaire procédera à un examen des titres, soit une vérification diligente des titres de propriété afin d’acheter un titre clair. PARLONS QUITTANCE D'HYPOTHÈQUE What is a loan discharge? A loan discharge is a mandatory step to free yourself from a mortgage loan. Indeed, it is the document showing that the creditor acknowledges having received the amounts due to him and therefore that he agrees to cancel the mortgage published on the land register. It is necessary to free oneself from a mortgage loan, even if the balance of this loan is zero. In particular, this is required when repaying a mortgage loan, selling a property or refinancing. What is the difference between a loan discharge and a waiver? A loan discharge is a document in which the creditor certifies that he has received all the sums owed to him and that he agrees to release the building which had been given as security. As for the release, it suspends the rights of the creditor on a building, but does not certify that all the sums due have been paid. For example, the release could be used in the case where several buildings have been given as security but only one must be removed from the mortgage. Contact us to discuss The main steps for a loan discharge Here are the main steps that the notary will perform in a loan discharge file: 1) Verification of the identities of the parties. 2) Verification of account statements and mortgage balance. 3) Research the obligations and charges secured by the loan (line of credit, legal construction mortage, etc.). 4) Loan repayment 5) Publication of the receipt in the Quebec Land Registry.